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What’s the cost of living in Summerville, SC?

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Welcome to Summerville, South Carolina, the “Flower Town in the Pines” and the birthplace of sweet tea. Founded by planters from the Charleston area in the late 18th century, living in Summerville, SC is marked by small-town charms and easy driving distance to Charleston. But does the cost of living in Summerville match the idyllic beauty of the town’s tree-lined streets and famous flower gardens?

A Charleston suburb, living in Summerville is relatively more affordable than living in the city center. Areavibes rates Summerville at 101 on the cost-of-living index (the US average is set at 100, lower is cheaper) or just a touch above the average cost of living in the country.

Because of its proximity to the Charleston area, living in Summerville is also 8% more expensive than other South Carolina communities (South Carolina scores 94 on the cost-of-living index.) Estimated median household income in Summerville, SC is $ 63,983 in 2019, with estimated per capita income at $32,220. South Carolina’s income tax brackets run the gamut from 0% (0-$3,070) to 7% ($15,041+).

How does all this breakdown in the various expense categories? Let’s take a look at the few points where Summerville stands out.


South Carolina tends to have lower housing costs than the national average, but Summerville’s desirable location in the scenic pines above the Charleston metro makes homes here slightly more valuable and closer to the national average, bagging the 99th spot in the cost-of-living index.

As of the time of writing, the median home value estimate in Summerville is $187,900. Home prices range from the low $100,000s for mobile homes to $2.5 million for luxury properties in acreage. Land for sale also comes in a wide range of prices dependent on the size and location of the property.

Monthly rental rates in Summerville range from $750 to $3,200. Options are plenty and include one-bedroom, one-bathroom condos to five-bedroom single-family rentals.

Prices here are slightly reflective of Summerville as a bit of a bedroom town with workers commuting to and from the nearby urban centers, another factor driving up area prices.

If you’re looking for rental options in Summerville, consider some of our offerings, such as Central Oaks or Country Club Apartments.


Utilities in Summerville are slightly more expensive, especially when it comes to electricity. notes that residential electricity rates in Summerville average at 13.64¢/kWh, 15.89% greater than the state average of 11.77¢/kWh and 14.81% greater than the national average of 11.88¢/kWh. Average residential electricity bills in South Carolina are $132 per month, which is 23.6% higher than the national average.

One of the main drivers of the high electricity bills in Summerville and South Carolina in general is the region’s long hot summers. Air conditioners will probably be running 24/7 to make the heat bearable, which will drive up your energy consumption from June to August.

Phone bills also tend to cost more in Summerville with the monthly average at $187.31. This is 6.6% higher than the $175.64 national average.


Summerville transportation costs are comparatively lower than the national average with relatively cheap gas prices and automotive-related service costs. GasBuddy’s gas price map notes an average gas price in Summerville of $2.916 per gallon as of August 2021.

Groceries, goods, and services

Groceries also cost more in Summerville, with the city average 4% higher than the national average. Products like ground beef, milk, and potatoes cost more here, but you’ll get great deals for prepared food like pizza and fried chicken.

As for goods and services, the average in Summerville is 4% cheaper than the national average. Certain services such as personal care and beauty, however, can be expensive. South Carolina sales tax is set at 6%.


Healthcare costs in Summerville are a touch below national average but higher than in other parts of South Carolina.

Hospitals in Summerville include Summerville Medical Center and Roper St. Francis Berkeley Hospital, giving residents reasonable access to excellent healthcare facilities.

Are you interested in moving to Summerville, SC? Our team at Sundance Property Management is ready to help! We are a full-service real estate management team with properties in Summerville and South Carolina, ranging from one-bedroom apartments to condos in gated communities.

Simply point and click on the states we operate in and start browsing available apartments or mobile homes. With Sundance at the helm, you can be sure of exceptional service driven by the family values that have come to define our company. Call us at 513.489.3363 or send an email at info(at)sdpmi(dotted)com.